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Category Archives: Business

September 11, 2019

Remembering the lives lost and honoring those who responded to the tragedy on this day eighteen years ago. #NeverForget#September11th
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Why Does My Business Need Insurance?

For a Newark, Delaware business owner, your business is your livelihood. When you first started out, you spent plenty of time and money to get your business up and running.  By now you’re on your feet and your business has grown into one of your most important assets. Surely you already have insurance to protect the home you live in and the car you drive.  Now it’s time to make sure your business is adequately covered. So what does this entail?

Protect your Assets

Having a commercial insurance policy for your Delaware company will cover you if your business assets are damaged.  If you are a contractor, you may have spent money on vehicles and equipment. If you are a vendor or have a retail location, you have likely purchased supplies and stock that you’re now storing.  You may have even purchased a building to house your business. A commercial property insurance policy will reimburse you in the occasion that these assets become damaged.

Liability Protection

Delaware business owners assume liability in many ways.  Each time you provide a service or sell a product to a customer, you are assuming liability for that transaction.  Let’s say you perform construction work for a homeowner, and your construction materials cause injury to someone in the home.  Your business is now opened up to potential lawsuits regarding that injury. Now if you have a retail location, you are liable for slip and falls or anything similar that could happen to a customer just walking around your store.  Business liability insurance will protect your financial assets if you are sued for liability.


If your company does work for other businesses, you will most certainly find yourself needing a commercial insurance policy.  Almost every business in Delaware requires their vendors and subcontractors to have a commercial liability policy in place, often times before they will even allow your company set foot on their property.  Finding an agent who is knowledgeable about what type of insurance is required for your job is very important, as not having the right coverage could cause you to miss out on a contract. Our team at Commercial Insurance Associates, Inc. is experienced in providing proof of insurance documents for our policyholders.

When looking for business insurance, look no further than the professionals at Commercial Insurance Associates, Inc.  We provide coverage to businesses in Delaware, Pennsylvania, Maryland, New Jersey, and many other states. For a list of all the states we are licensed in, please visit our website at  You can request a quote right on our website or call our main office at 302-286-7901.

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