SERVICES

BUSINESS INSURANCE

With our many years experience and expertise we offer competitive rates with top ranking carriers.

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BUSINESS BONDING

We work closely with our carriers to create a bond package for your business. Surety, performance, fidelity.

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HOME & AUTO INSURANCE

We represent many carriers and are able to customize a policy that’s just right for your needs.

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BENEFITS

Reliable Network

As a full-service, independent agency, we deliver a range of options designed to fit your needs. We work with clients to satisfy their personal auto, homeowners, and commercial insurance requirements. In addition, we partner with many top-rated insurance companies. This flexibility gives us the power to customize an insurance package that matches your specific demands.

Great Accessibility

Our agents are available 24 hours a day. With our regular office hours, convenient on-site agents, and knowledgeable customer service representatives, you can get your questions answered on your schedule. In addition, we make it easy to get policy quotes and will work with you to customize a policy that addresses your precise insurance necessities.

Competitive Pricing

Our primary goal is to find the best prices for our clients while providing top-notch service. We understand that the key to gaining an edge in today’s competitive market is the ability to quickly and efficiently comprehend and act on data to improve pricing competi­tiveness.

Full Coverage

Coverage provided by an insurance policy guaranteeing any damage or repairs will be paid in full by the insurance company. A person with a full coverage insurance policy is protected against all types of losses. However, full coverage does not guarantee that the policy holder will not pay a deductible before losses are covered.

Quick Assistance

For the quickest and most efficient assistance, we have representatives answering your calls at each location, including access to our agents. Our focus is to find our clients the best policy, and we take the time to help you determine if your chosen policy is the best fit or not.

Just A Call Away

We have multiple locations as an expanding insurance company, including offices in Landenberg, Pennsylvania, Newark, Delaware, and Fort Myers, Florida, among others. We know that sometimes it’s nice to have the ability to speak with an agent in person.

Flexible Plans

We offer adaptable plans to bring you the flexibility to choose from a wide array of coverages with the goal of helping to protect your assets from risk. Our agents work with clients by walking them through the process to cover each client’s insurance responsibilities.

Personal Service

Our approach is to deliver personal service. We believe that the personal touch is what sets us apart from other insurances companies. Whether interacting with our agents in person, through email, or on the phone, we will always strive to bring you the best service experience possible.

CLIENTS

.....commercial insurance associates is thorough, responsive and reliable. Other agencies don't get the time of day.
Jeff Palady
President , Budget Rooter Inc.
Commercial Insurance Associates has helped us keep a competitive edge by offering the best coverage's at the best prices. They are the best at what they do.
Erik Castle
President , Accents of Nature Landscaping Inc.
CIA Insurance thinks outside the box and does a great job with my business.
Sherm
President , DE Catering
Commercial Insurance Associates and Paul Gallagher has stood by us for many years with great service and great value. They are there when we need them.
Dominic Serpe
Serpe's Bakery

CARRIERS

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FREQUENTLY ASKED QUESTIONS

Should my small business have business income insurance?

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Does my business need employment practices liability?

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What are the exclusions on a general liability policy?

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What is hired and non owned auto liability insurance?

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What is the difference between general liability and professional liability?

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How does my loss ratio affect business insurance premiums?

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What is New York state short term disability insurance?

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How is a business owners policy (BOP) different from general liability?

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What is covered on a commercial general liability insurance policy?

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What is covered under a fiduciary liability insurance policy?

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COMPANY

Milestones

  • Founded | April 2007

    CIA opens West Chester office immediately gaining commercial auto and trucking market share in the west Chester borough.
  • Partnerships | June 2007

    Agency acquires appointments with Liberty Mutual and Main street America group insurance companies paving the way for a solid future with exceptional insurance carriers.
  • DE Expansion | March 2009

    CIA expands with Newark Delaware office strategically positioned between Philadelphia Baltimore and Dover. Travelers and Cumberland mutual signs agency contract for personal and commercial lines.
  • PA Expansion | June 2011

    CIA expands to Landenberg PA for servicing of its southern Chester county customers.
  • Progress | June 2014

    CIA is appointed with Harleysville Insurance a subsidiary of Nationwide. The relationship has met Immediate success as CIA vastly expands its commercial and personal insurance capabilities. First year sales are off the charts.
  • More Growth | 2015

    CIA expands sales presence with 3 additional agents.