Protect Your Home and Belongings with Renters Insurance
Discover how renters insurance can offer you peace of mind. Get the coverage you need to protect your possessions and personal liability.
What is Renters Insurance?
Renters insurance is a policy designed to protect tenants from potential losses or damages to their personal belongings. Unlike homeowners insurance, it focuses solely on the renter’s possessions and liability rather than the building itself. With renters insurance, you can safeguard your valuables, get financial protection from unexpected events, and enjoy peace of mind.
Why You Need Renters Insurance
Protect Your Belongings
From electronics to furniture, your possessions are valuable. Renters insurance ensures you’re covered if they are damaged, stolen, or destroyed.
Liability Coverage
Accidents happen. If someone gets injured in your rental or you unintentionally damage someone else’s property, renters insurance covers legal costs and damages.
Additional Living Expenses
If your rental becomes uninhabitable due to a covered event, renters insurance helps cover the cost of temporary housing, meals, and other necessary expenses.
Affordable Peace of Mind
Renters insurance is surprisingly affordable, giving you comprehensive coverage without breaking the bank.
Frequently Asked Questions
What does renters insurance cover?
Renters insurance typically covers personal property, liability, and additional living expenses. It also protects against theft, fire, vandalism, and other covered risks.
How much does renters insurance cost?
The cost of renters insurance varies depending on the coverage amount, location, and deductible. On average, policies are affordable, costing between $15 and $30 per month.
Do I need renters insurance if my landlord has insurance?
Yes, your landlord’s insurance only covers the building structure, not your personal belongings. Renters insurance ensures your possessions and personal liability are protected.
Commercial Insurance Associates Delivers
Exceptional Service
Our local presence distinguishes us from the rest—no call centers with us. You will have a dedicated representative who ensures the highest quality service with every interaction.
Customer Focused
As an independent insurance agency, we prioritize our clients' interests over those of insurance carriers. We are committed to providing exceptional service and support to our clients.
Local Roots
As a small local business, we are dedicated to serving our community and fostering enduring relationships built on trust and exceptional service.
Competitive Pricing
Our clients benefit from competitive pricing that often surpasses direct carrier offers, thanks to our expertise and strong relationships with multiple carriers.